by Logan Judah | Aug 4, 2025 | Credit, Income & Savings, Homebuying Tips, Homeowners Resources
Do You Really Need 20% Down to Buy a Home? Spoiler: You Don’t. Let’s Kill This Myth with Facts Let’s start with the myth that won’t die. “You need 20% down to buy a home.” Nope. Not true. Never was. If this belief had a face,...
by Logan Judah | Aug 4, 2025 | Homebuying Tips, Homeowners Resources
How Much House Can I Really Afford? Let’s Cut the Fluff and Talk Real Numbers Look, buying a home isn’t just about picking your dream kitchen or finally getting a yard for your dog. It’s about making a decision that won’t keep you up at night...
by Logan Judah | Aug 4, 2025 | Credit, Income & Savings, Homebuying Tips, Market Insights & Strategy
Should You Buy a Home in 2025 or Wait? Pros, Cons, and Smart Timing If you’ve been hovering over Zillow at midnight like it’s a real estate dating app, you’re not alone. With home prices rising, mortgage rates shifting, and economic headlines...
by Logan Judah | Aug 4, 2025 | Credit, Income & Savings, Homebuying Tips
Understanding Credit — How Trust, Choices, and Your Credit Score Shape Your Everyday Life Imagine being able to walk into a store, choose what you need, and take it home today—even if you don’t have the money right now. Then imagine paying for it later, over...
by Logan Judah | Mar 24, 2025 | Homebuying Tips
Understanding Your Home Loan Options: Broker, Bank, or Direct Lender? When applying for a mortgage, homebuyers have multiple options for securing financing. The three primary consumer channels are mortgage brokers, banks, and direct lenders. Each option has distinct...